Chase Freedom
Photo: Shep McAllister

The Points Guy got its hands on Q3's 5% bonus categories for the Chase Freedom card, and while there’s nothing as broadly usable as Q1's Apple Pay category, or Q2's PayPal, you should still have ample opportunities to take advantage:

  • Gas Stations
  • Lyft
  • Walgreens

You can activate your Q3 bonus starting on Friday by visiting this site.

As always, the 5% cash back bonus is capped at $1,500 in spend per quarter, so once you hit that threshold, people in the Chase ecosystem will want to switch to the Chase Sapphire Reserve (3%) or Sapphire Preferred (2%) for Lyft, and the Chase Freedom Unlimited (1.5%) for Walgreens and gas.


And remember, that 5% back could be worth a whole lot more if you transfer your rewards points to a Chase Sapphire travel rewards account, where they can be used on travel at rates much higher than $.01 each.